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Professional Indemnity Insurance

FROM £162

Qdos Professional Indemnity Insurance, commonly referred to as PI Insurance, will cover you in the event of an alleged breach of professional duty, and is often stipulated in contracts.

  • FREE IR35 Contract Assessment included (valid during the term of your policy)
  • Premiums remain unaffected for all turnovers up to £250,000
  • Our premiums remain amongst the most competitive in the market and we intend to keep it that way
  • We can accommodate many different types of trade – even those not listed online

What is Professional Indemnity Insurance?

Professional Indemnity Insurance or PI Insurance will react in circumstances where an error or omission in your services causes, or is alleged to have caused, a third party a financial loss. The policy covers both defence costs and any liability found owing in the event of a claim up to the limit of indemnity.

As with solicitors and accountants, contractors provide professional advice and services which are relied on by their clients. Even where care and skill is exercised, there is still the potential for you to make a mistake that causes financial loss to a client or for a client to allege that you have made a mistake even if you have not. Whilst such disputes are rare, when they occur they can be costly.

 

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PI Insurance - Retroactive Cover 

If you have been contracting for many years and have just changed PI Insurance provider, you should also check to ensure that your past contracts are covered. For all non-IT trades, our Professional Indemnity Insurance policy includes retroactive cover as standard. For IT Contractors, you will need to request retroactive cover for a small additional premium for the risks of past clients claiming against your new contractor PI Insurance. Click here for more information.

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Public and Employers Liability
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Our most popular tax insurance policy, unique to the market.

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When purchasing a product from our shop you will first be asked to register for an account. Once you have completed our online application form and made payment, you will be able to log into your account to view your policy documents or product information.

It is important that before deciding to purchase a Qdos product you consider whether the insurance is appropriate for you. 

You should read thoroughly all the product information we have made available to you, in particular the Specimen Policy Wording together with the Summary of Cover (Key Facts) before deciding to purchase your chosen product. These documents contain the full Policy Terms and Conditions. 

Please note that you are basing your purchase solely on your own interpretation of the information we have provided.

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