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Dive in to Self-Employment

Don’t just get your feet wet. Dive in! Explore how we can help you experience the freedom of being self-employed.
Trusted by over
100k
contractors and freelancers
Cover for over
1,500
business activities
Average rating
4.7 /5
from our customers
Happy self-employed woman

Self-employment is our everything

We’ve been self-employment specialists for over 30 years. Nothing beats the flexibility and independence that comes with being your own boss but it can also come with a lot of worry and of course, admin.

Protecting your business should feel good. Understand your cover, understand the risks you face, and how to manage them easily and effectively without saying goodbye to large amounts of your hard-earned income.

Whether you’re looking to insure your business or get help with tax issues such as self assessment or IR35, we want to make it simple for you. We’ve got you.

Join over 100,000 contractors, freelancers, and engagers enjoying that peace of mind feeling.

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  • Award Award-Winning Service
  • Target Self-Employment Specialists
  • Trend Dedicated UK Team
  • Check Proven IR35 Experts
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Thoughtful contractor

Limited company contractors

Most often full-time veterans, limited company contractors are the backbone of many tech, financial, and energy firms who rely on highly skilled and specialist workers when projects arise.

We’re the UK’s Best Contractor Insurance Provider 2022 and the leading experts on IR35 having defended over 1,600 enquiries and saved contractors an estimated £35million in tax.

We know you’re busy people, so we want to make insuring your business as easy as possible with an account-managed service so you’re never passed around a call centre, and straightforward renewals you can process online at any time via your online account.

Explore all limited company insurance

Popular products for limited company contractors

Professional Indemnity Insurance

Protect your business against allegations of negligence

  • From £13.50 per month
  • Provides £100k to £5m cover
  • Most trades include Retroactive Cover
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Tax Liability Cover

Reduce the impact of an IR35 enquiry with comprehensive IR35 insurance

  • From £16.58 per month
  • Liabilities covered for £25k to £250k
  • Includes Unlimited IR35 Contract Assessments
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Full IR35 Contract Review

A detailed review of your IR35 status in both written terms and working practices.

  • Only £125 + VAT
  • Provides clause-by-clause analysis
  • Includes detailed report and IR35 guide
Read more
Freelancer

Freelancers

There are over 4 million self-employed workers in the UK, ranging from full-time professionals to part-time side hustlers, parents juggling childcare with earning an income, and young workers beating the 9 to 5.

Freelancing brings freedom and a unique pride in work. It sparks creativity and commitment to deliver great things, and we want to support that.

Protecting your business is a necessity but it shouldn’t be hard or confusing. We want you to feel good and understand what you’re getting when you insure your hard work and income.

Get that peace of mind feeling

Popular products for freelancers

Public Liability Insurance

Protect your business against allegations of third party injury & property damage

  • From £4.58 per month
  • Provides £1m to £10m cover
  • Optional Employers Liability
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Personal Accident Insurance

Protect your income in the event of an accident

  • From £4.68 per month
  • Covers up to £50k
  • Plus £50 per day hospital benefit
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Tax Enquiry Insurance

Maximise your chances of success with expert help in a tax enquiry

  • From £8.25 per month
  • Defence costs covered up to £50k
  • Includes Expert representation
Read more
Why Qdos?
Self-employment is our everything. In fact, we’ve been specialists in the industry since 1988.

We’re business insurance and employment status enthusiasts. We get a kick out of simplifying the complex world of compliance so you don’t have to.
Read about what makes us special
All of our policies include the following as standard:
A dedicated Account Manager
We'll never pass you around a call centre
 
Online account for 24/7 access
Manage your policies at a time that suits you
Free IR35 Contract Assessment
Because IR35 compliance starts with the written contract

Our Awards

Best Contractor Insurance Provider or Broker 2023
Best Legal, Compliance or Tax Advisor 2023
Feefo - 10 Years of Trusted Service 2024
Queen's Award for Enterprise in Innovation 2022
Best Compliance Solution 2020 Finalist
Happy self-employed worker
Insights News IR35 IR35 case carrying £240,000 liability to be reheard five years after verdict Saga reignited by HMRC appeal, with latest twist a stark reminder of the complexities of IR35 legislation Get the details Insights News Contractors still at risk of ‘double taxation’ despite fix for businesses Upcoming changes to automatic offsets leave contractors out in the cold – but previously overpaid taxes could be reclaimed Read more News Self-employment What does the Spring Budget mean for the self-employed? Further cuts to National Insurance offer some relief for sole traders, but limited company contractors are all but ignored Read more

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Prefer to talk to us in person?

Call our team on 0116 269 0999 or we can call you back at a time that suits you!