Qdos provide affordable business insurance cover for self-employed electricians and electrical contractors, including those working offshore in the energy sector and rail sector (please select the energy sector or rail sector option when selecting your trade).
Whether you are operating as a sole trader or limited company contractor, holding electrician insurance protects both you and your business from expensive claims which can be brought about by a disgruntled homeowner or larger contractor business you have been subcontracted by. This insurance for electricians also gives your clients added peace of mind and shows a level of professionalism and trust that will further support your business.
As self-employed specialists, we can help you with more than just your insurance for electricians. Our tax specialists can also assist you with the Construction Industry Scheme (CIS) and the IR35 legislation.
Protect your income in the event of an accident
Protect your business against loss or damage to property
Protect your business should employees suffer illness or injury
Protect your business against allegations of third party injury & property damage
Our electrician insurance provides support and coverage for a wide range of risks, allowing you to pick and choose the cover you need.
For a fast and easy quotation, simply search your trade on the quote engine. Please note depending on the nature of the work undertaken some may have a higher premium than initially shown on the quote engine - please progress to the 'Questions' stage for an accurate quotation.
Generally operating on client sites with tools and equipment, Public Liability Insurance is highly important for electricians and electrical contractors operating as a sole trader or limited company.
Working on site at domestic homes or subcontracting to larger companies, electricians are susceptible to claims for damage to third party property, and potentially injury to a third party.
Our electricians' public liability cover will protect your self employed business in the event of such a claim from a customer. Liability insurance can provide clients with the peace of mind that you are suitably protected, and therefore so are they, in the event that a mistake is made which may cause damage or injury.
Public Liability policies are offered at a range of indemnity limits to suit the needs of your electrical business. Employers Liability is also available at an additional premium to protect you from claims for injury/death to an employee. Please assess your risk before purchasing.
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