IR35 Insurance

IR35 insurance for contractors

Let’s keep it simple. IR35 insurance is a tax insurance policy which provides you with the support of a team of tax experts (including former tax inspectors) to help you tackle an IR35 enquiry (and many other HMRC enquiries). If that wasn’t enough to save you; with the right cover in place, we would then pay your IR35 liabilities, interest, and penalties for you.

IR35 enquiries are rarely straightforward and even seemingly clear-cut cases, such as that of Jensal Software Ltd, can go all the way to a tax tribunal. Tax and IR35 insurance can not only give you the financial security of being able to pay your tax liabilities, but also the expert representation to fight your case and help you through the difficult process.

Compare tax & IR35 insurance

Qdos provide two levels of cover: Tax Enquiry Insurance (suitable for sole traders as well as limited company contractors) and Tax Liability Cover (suitable for limited company contractors only). Compare cover below.

	Tax Enquiry Insurance	Tax Liability Cover (TLC35)
Defence costs	£50,000	£50,000 - £250,000
End-to-end expert representation
Handling of a number of HMRC enquiries
Retrospective tax years covered
IR35 Contract Assessment included	1	Unlimited
Liabilities, interest, and penalties covered  if caught by the IR35 legislation		£25,000 - £250,000
Liabilities, interest, and penalties covered if caught by S660A legislation		Optional cover
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Helping contractors fight IR35 since 2000

We have over two decades of experience defending contractors from tax and IR35 enquiries. Our IR35 experts have successfully defended over 1,600 cases (and counting) and over 50,000 contractors have insured their business a Qdos IR35 insurance policy.

We help our customers keep trading. But don’t take it from us, hear it from them.