Freelancer Insurance

Mistakes made when commissioning a rebrand, developing a social media platform or managing reputational risk can be just as expensive for clients as an accounting mistake or engineering design flaw.

So, if you are a freelancer or self-employed person who delivers marketing, media and creative services, professional indemnity insurance can provide you with indemnity up to your policy limit in the event that a client should sue you.

Contracto, or freelancer insurance can also protect against unintentional intellectual property infringement, which can be an ongoing risk if you are a creative freelancer, such as a graphic designer or copywriter.

Our instant online quote system allows you to get freelance insurance cover as quickly and easily as possible, with documents downloadable from your online account straight away. Our freelancer insurance provides cover for any of the following professions, and more;

Brand Consultants
Copywriters
Graphic Designers
Marketing Consultants
Media Consultants
Media/Creative Project Managers
PR Consultants

Free IR35 Contract Assessment Included With Most Policies

Premiums remain unaffected on turnover up to £250K

One of the most competitive premiums on the market

Instant online quote and immediately issued documentation

 

• The majority of freelance professionals operate as sole traders, however if operating as a limited company, you may need to consider the IR35 tax legislation, and if you are not the sole employee of your business, even if you simply hire a spouse to do the books, you may be legally obliged to hold employers’ liability insurance.
• Tax risks tend to be greater the longer you have been contracting and the greater your income.
• Public Liability insurance is an important policy for any trade, even though it may seem to have little need to a creative freelancer who doesn’t carry out any manual work. Our premiums reflect this low risk involved for creative contractors as we understand there are fewer opportunities to cause damage to third party property or injury/death to a third party.

Our most popular products for freelancers...