Plumber Insurance

Protect your business with award-winning insurance in a matter of minutes.

Business insurance for plumbers

Qdos provide a range of insurance products for plumbers. We have negotiated extremely competitive rates with insurers and are confident that our premiums are amongst the lowest in the market for plumber insurance.

Limited company contractor

Plumbers Public Liability

Undertaking plumbing work comes with a high risk of causing damage whilst working, generally more than a lot of other industries. Whether undertaking contracts as a subcontractor or working on a self-employed basis for local residents, Public Liability Insurance is a key policy for any plumber.

Most jobs will involve entering a client property, using tools to complete the work which puts you at risk of causing damage to third party property. You may be blamed for a leak in a customer's house or cause accidental damage while working. Unforeseen circumstances can be the biggest reason to hold Public Liability insurance and protecting you and your business is where we come in.

£1million, £2million and £5million Public Liability policies are offered as standard for plumbers. You will need to assess your risk before purchasing (if working via a contract, your contract will usually stipulate the required amount).

What insurance do plumbers need?

Generally operating on client sites with tools and equipment, Liability Insurance is highly important for plumbers operating as a sole trader or limited company.

Working on-site, you are susceptible to claims for damage to third-party property, and potentially injury to a third party. Public Liability cover will protect your business in the event of such a claim. Liability insurance can provide clients with the peace of mind that you are suitably protected, and therefore so are they, in the event that a mistake is made that may cause damage or injury.

Public Liability policies are offered at a range of indemnity limits to suit the needs of your business. Employers liability is also available at an additional premium to protect you from claims for injury/death to an employee. Please assess your risk before purchasing.

Contractors All Risk Insurance covers damage caused to property by a range of different events such as fire, flood, storm, vandalism, or theft. The policy will cover damage caused by anything not excluded, this is why it’s named ‘all risks’.

Personal Accident Insurance provides a lump sum in the event of suffering bodily injury as a result of an accident, ensuring you can continue to pay your bills whilst you may not be able to provide your services.


Insurance can be draining, get it sorted in a matter of minutes

All of our policies can be purchased online or over the phone on 0116 269 0999 within a couple of minutes.

Your documentation is emailed to you instantly, so you can forward it on to your agency or client straight away.

For a fast and easy quotation, simply select your trade on the quote engine. Please note that manual workers should progress to the 'Policies setup' step for an accurate quote.
Why Qdos?
Qdos have been self-employment insurance specialists for over 20 years. Offering award-winning insurance cover for contractors, freelancers, and sole traders operating in a range of industries including offshore and rope access.
All of our policies include the following as standard:
A dedicated Account Manager
We'll never pass you around a call centre
Online account for 24/7 access
Manage your policies at a time that suits you
Free IR35 Contract Assessment
Because IR35 compliance starts with the written contract

Have a question?

Ask away! One of our team will get back to you

Prefer to talk to us in person?

Call our team on 0116 269 0999 or we can call you back at a time that suits you!