Qdos provide a range of insurance products for plumbers. We have negotiated extremely competitive rates with insurers and are confident that our premiums are amongst the lowest in the market for plumber insurance.
Protect your business against allegations of third party injury & property damage
Protect your business against allegations of negligence
Protect your income in the event of an accident
Protect your business against loss or damage to property
Undertaking plumbing work comes with a high risk of causing damage whilst working, generally more than a lot of other industries. Whether undertaking contracts as a subcontractor or working on a self-employed basis for local residents, Public Liability Insurance is a key policy for any plumber.
Most jobs will involve entering a client property, using tools to complete the work which puts you at risk of causing damage to third party property. You may be blamed for a leak in a customer's house or cause accidental damage while working. Unforeseen circumstances can be the biggest reason to hold Public Liability insurance and protecting you and your business is where we come in.
£1million, £2million and £5million Public Liability policies are offered as standard for plumbers. You will need to assess your risk before purchasing (if working via a contract, your contract will usually stipulate the required amount).
Generally operating on client sites with tools and equipment, Liability Insurance is highly important for plumbers operating as a sole trader or limited company.
Working on-site, you are susceptible to claims for damage to third-party property, and potentially injury to a third party. Public Liability cover will protect your business in the event of such a claim. Liability insurance can provide clients with the peace of mind that you are suitably protected, and therefore so are they, in the event that a mistake is made that may cause damage or injury.
Public Liability policies are offered at a range of indemnity limits to suit the needs of your business. Employers liability is also available at an additional premium to protect you from claims for injury/death to an employee. Please assess your risk before purchasing.
Contractors All Risk Insurance covers damage caused to property by a range of different events such as fire, flood, storm, vandalism, or theft. The policy will cover damage caused by anything not excluded, this is why it’s named ‘all risks’.
Personal Accident Insurance provides a lump sum in the event of suffering bodily injury as a result of an accident, ensuring you can continue to pay your bills whilst you may not be able to provide your services.
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