Generally operating on client sites with tools and equipment, Liability Insurance is highly important for tradespeople operating as a sole trader or limited company.
Working on site, tradesmen are susceptible to claims for damage to third party property, and potentially injury to a third party. Public Liability cover will protect your business in the event of such a claim. Liability insurance can provide clients with the peace of mind that you are suitably protected, and therefore so are they, in the event that a mistake is made which may cause damage or injury.
Public Liability policies are offered at a range of indemnity limits to suit the needs of your business. Employers Liability is also available at an additional premium to protect you from claims for injury/death to an employee. Please assess your risk before purchasing.
Contractors All Risk insurance covers damage caused to property by a range of different events such as fire, flood, storm, vandalism or theft. The policy will cover damage caused by anything not excluded, this is why it’s named ‘all risks’.
Personal Accident Insurance provides a lump sum in the event of suffering bodily injury as a result of an accident, ensuring you can continue to pay your bills whilst you may not be able to provide your services.