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Professional negligence is the failure of a professional to provide their services in line with the duty of care they owe their client. This is also known as a breach of professional duty. This duty is the requirement for a professional to meet the suitable standard of care and skill in the services provided to their client.
It is most simply understood in the context of bad advice, however a professional's duty of care would extend further to include all services provided. Such as the failure of a structural engineer to identify structural problems in a building project, or a bookkeeper inputting inaccurate figures into a tax return.
Should you fail, or be alleged to have failed, to meet this duty of care as can be expected from a professional in your industry, your client could bring legal action against you in respect of professional negligence.
A breach of confidentiality is when private information is shared with a third party without the consent of the owner of that information.
Professional Indemnity Insurance is a business insurance policy designed to protect your business against claims for financial loss. Find out more.
Professional indemnity insurance reacts in circumstances where you are alleged to have caused a financial loss due to negligence, omission, or error.
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