Health and Beauty Sector Insurance

​

Every business is different, and so in order to determine the products you need, you should assess the risks you face in the health and beauty sector. You may also wish to consider the following when choosing your insurance:

• Your end client or agency may expect a particular level of indemnity from your cover, so you should check any contractual requirements.
• If you are not the sole employee of your business, even if you simply hire a spouse to do the books, you may be legally obliged to hold employers liability insurance.

The most bought policy in the health and beauty sector is Public and Employers Liability insurance. Other popular policies for the industry include Professional Indemnity, Tax Insurance, and Contractor Sickness Cover.

If you still aren't sure give our team a call on 0116 269 0999 and they can recommend the best policies to suit you.

​

Qdos Contractor have been dedicated to the contracting industry for over two decades, boasting an excellent reputation for customer service alongside competitive premiums.

In addition:

• Our quote process is quick and easy whether online or over the phone.
• Instant cover is available so you can get covered even if you are purchasing last minute at the airport.
• Documentation is available immediately, both via your online account and email.
• Every contractor is assigned an account manager, giving you a personal service whether you speak to us once a week or once a year.
• We provide a free IR35 Contract Assessment with most policies (applies to Public and Employers Liability) so you can have your contract checked for IR35 compliance.
• You can choose to pay annually or monthly to suit your needs.
• Our UK customer service team are available evenings and weekends in addition to normal working hours, so you can speak to an adviser when most convenient.

​

Being a massage specialist is a unique and highly skilled trade. There is high responsibility for your clients and you are at risk of causing an injury so public liability insurance is standard for most people in this industry.

​

Protecting your clients is very important but these policies are also in place to protect you and your business. Without insurance in place you could be liable to pay all defence costs and potentially anything further should a case go that far.

​